Governor Mark Dayton has secured a Small Business Administration (SBA) disaster declaration for Carlton, Pine and St. Louis counties and the Fond du Lac Band of Lake Superior Chippewa following severe storms and flash flooding in June. The declaration makes available low-interest loans to homeowners, businesses, renters and not-for-profit organizations.
The loans apply to those in the declared area as well as the surrounding counties of: Aitkin, Chisago, Isanti, Kanabec, Koochiching and Lake. Residents affected by this same storm system in the Wisconsin counties of Burnett and Douglas may also apply.
Governor Mark Dayton requested a SBA disaster declaration after FEMA denied Minnesota’s appeal for individual assistance.
SBA loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property. Businesses and not-for-profit organizations may apply to borrow up to $2 million to repair or replace damaged or destroyed real estate, equipment, inventory and other business assets.
Disaster Loan Outreach Centers will be set up in several communities in the Northland. They will be staffed by SBA, local and state agencies including experts from the Minnesota Housing Finance Agency which, if funded by the legislature, will be able to provide its Quick Start program. That program provides assistance as a last resort when private insurance and federal assistance are not enough to return a damaged home to its pre-disaster condition. Quick start loans are forgivable no-interest loans as long as certain conditions are met. Residents seeking a Quick Start loan must first apply for a SBA loan.
Disaster Outreach Centers
The Disaster Loan Outreach Centers will be open 9 a.m. to 5:30 p.m. weekdays and 10 a.m. to 2 p.m. Saturday. The locations will be:
St. Louis County
Tuesday, Aug. 21 - Wednesday, Aug. 29 (closed Sunday)
Duluth Entertainment and Convention Center (DECC)
350 Harbor Drive
Duluth, Minnesota 55802
Tuesday, Aug. 21 - Friday, Aug. 24 and Monday Aug. 27 - Wednesday, August 29
Barnum Community Center
3753 Front Street
Barnum, Minnesota 55707
Saturday, Aug. 25
Barnum High School
3675 County Road 140
Barnum, Minnesota 55707
Tuesday, Aug. 21 - Thursday, Aug. 23
Rutledge Community Center
7369 County Highway 61
Rutledge, Minnesota 55795
The Department of Public Safety Division of Homeland Security and Emergency Management (HSEM) will coordinate the Disaster Loan Centers along with the SBA. “These centers will provide residents and business owners with the information they need to apply for a SBA loan and understand why that application is a key part of the disaster recovery process”, says HSEM Director Kris Eide. If an applicant is turned down for a SBA loan they then become eligible for state assistance programs and private donation money.
Residents who cannot visit a Disaster Loan Recover Center may contact SBA’s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing firstname.lastname@example.org
, or visiting SBA’s Website at www.sba.gov
. Deaf and hard-of-hearing individuals may call (800) 877-8339. Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela